Verified Central & State Benefits

Government Schemes Finder

Search and discover eligible Indian government schemes, financial subsidies, and welfare benefits using real-time AI.

AgricultureMinistry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi

Direct income support of ₹6,000 per year to all land-holding farmer families across the country.

Key Benefits₹6,000 per year in three equal installments of ₹2,000 each

EligibilityAll land-holding farmer families with cultivable land. Income limit applies for certain categories.

Required DocumentsAadhaar card, Bank account details, Land ownership documents

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Women EmpowermentMinistry of Petroleum and Natural Gas

PM Ujjwala Yojana

Free LPG connections to women belonging to BPL households to replace traditional cooking fuels.

Key BenefitsFree LPG connection, first cylinder free, deposit waiver

EligibilityWomen above 18 years from BPL households, SC/ST families, Forest dwellers.

Required DocumentsAadhaar card, BPL card or ration card, Bank account details

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HousingMinistry of Housing and Urban Affairs

PM Awas Yojana (Urban)

Housing for All mission providing affordable housing with subsidy on home loans for EWS and LIG categories.

Key BenefitsInterest subsidy of 6.5% for 20 years on home loans up to ₹6 lakh

EligibilityEWS (annual income up to ₹3 lakh), LIG (₹3-6 lakh). Should not own a pucca house.

Required DocumentsAadhaar card, Income certificate, Address proof, Bank statements

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HealthMinistry of Health and Family Welfare

Ayushman Bharat PM-JAY

World's largest government funded health insurance scheme providing coverage of ₹5 lakh per family per year.

Key Benefits₹5 lakh health coverage per family per year for secondary and tertiary care hospitalization

EligibilityFamilies identified in SECC database, BPL families, marginalized groups.

Required DocumentsAadhaar card, Ration card, PM-JAY letter or e-card

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Finance & BusinessMinistry of Finance

PM Mudra Yojana

Micro finance loan scheme providing loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises.

Key BenefitsLoans up to ₹50,000 (Shishu), up to ₹5 lakh (Kishore), and up to ₹10 lakh (Tarun)

EligibilityAny Indian citizen planning to start or expand a business activity.

Required DocumentsAadhaar card, PAN card, Bank account details, Business plan

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Women & GirlsMinistry of Finance

Sukanya Samriddhi Yojana

Small savings instrument for girl child as part of Beti Bachao Beti Padhao campaign with high interest rates.

Key BenefitsHigh interest rate (8.2%), tax benefits under 80C, withdrawal for education

EligibilityGirl child below age 10 years. Opened in name of girl child by parent/guardian.

Required DocumentsBirth certificate of girl child, Address proof, Identity proof of guardian

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AgricultureMinistry of Agriculture & Farmers Welfare

PM Fasal Bima Yojana

Crop insurance scheme providing financial support to farmers suffering crop loss/damage due to natural calamities.

Key BenefitsUp to 90% of sum insured for crop losses at extremely low premium rates.

EligibilityAll farmers growing notified crops in notified areas.

Required DocumentsAadhaar card, Bank passbook, Land record/Patta, Sowing certificate

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